Vol. 1 No. 04 (2025): Journal of Science, Technology and Social Transformation

Articles

• Machine Identities as the New Attack Surface: Securing API Keys, Service Accounts, Workloads, and Autonomous AI Agents in Zero Trust Environments

  Santosh Kumar Jadala (Author)

  1-27

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• Interpretable and Fair Machine Learning for Health-Cost Prediction and Risk Adjustment: A Reproducible Benchmark on Public Data and an Open-Source Toolkit

  Temitope Ologunbaba, Eniola Zainab Olamilekan, Oluwatosin Dorcas Babalola, Chisom G. Adiegwu (Author)

  64-98

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• Context-Preserving Data Vault Modeling for Generative Analytics Platforms

  Bose Babu Ravula, Yudhveer Kandukuri, Khaja Moiezuddin Mohammed, Rashmika Jalagam, Sridevi Allu (Author)

  99-108

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• AI-Based Customer Behavior Prediction in Digital Banking and FinTech Platforms

  Prem Pandeya, Preeti Malik (Author)

  28-44

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• Beyond the Human Signature: Transformer-Based Detection of AI-Generated Phishing Emails and Social Engineering Attacks

  Paul Anderson (Author)

  46-53

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• Hybrid Retrieval-Augmented Generation for Scientific Knowledge Discovery: Toward Grounded, Cross-Disciplinary Synthesis in the Era of Large Language Models

  Christianah Oluwabukunmi Okunola (Author)

  54-63

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• Machine Learning-Based Predictive Threat Intelligence Using Multi-Source Cybersecurity Data: A Synthesis of Architectures, Evidence, and Open Challenges

  Ahmed Musah (Author)

  38-45

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