Artificial Intelligence and Automation in Modern Payment Gateways:A Comprehensive Review. Journal of Science Technology and Social Transformation, [S. l.], v. 2, n. 02, p. 22–28, 2026. DOI: 10.64235/ff0t5h25. Disponível em: https://jstst.info/j/article/view/43. Acesso em: 16 jun. 2026.